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...Just in time for the holidays, here is a short tutorial showing you exactly how to save lots of money by using coupons.
With Christmas just a little over 21 days away, I know a lot of us are anxious to save money wherever we can.
That's why December's newsletter is going to focus on how to save you tons of money....with coupons!
Hang with me here for a little bit and I will explain to you exactly how to do this (it's really not as difficult as you may think.)
Of course, many of you are interested in finding ways to make money (not spend it) and you can still find that in this month's newsletter... did I mention that many companies are still hiring for the holidays?
Try these links below to be taken to great legitimate companies that hire at home workers:
Transcription jobs that allow you to type from home:
Call center jobs that allow you to work in customer service and sales from home:
Nursing jobs (work is similar to a call center environment) from home:
Tutoring work that can be done from home:
Also.. don't forget:
Mystery Shopping :
(Now these two can't be done 100% from home, although some mystery shopping companies offer phone work from home. However, this line of work will still offer a flexible schedule, you can basically work when it is convenient for you!)
Now back to our discussion on how to coupon !
I know that this isn't my typical newsletter but before you write this off, think about this famous saying by Benjamin Franklin:
A penny saved is a penny earned
Whether you make money or you save money, the end result is the same... more money in your pocket! And that is what we all want.
The good news is that whether you want to save $100 a month or $500 a month, you can do this through couponing. It all just depends on how much time you want to put into it.
As incentive, think about how the money that you save can be used for a variety of other things such as an entertainment fund, going out to dinner, or savings for your kids' college fund.
Over the years, I have saved so much by using coupons that I feel that I have become spoiled in some ways. And what I mean by that is that I refuse to spend more than .75 cents on toothpaste; $1.00 on deodorant; $1.50 on bodywash and there are many items I can get for free and I wait for these deals such as free lip balm, gum, hairspray, all fruit popsicles, nail polish, toothbrushes, dental floss, soap, even fresh foods like fruits and meats!
The key is to wait until these items are on sale and then pair up the savings with coupons to bring the cost down even lower or even get these items for free.
All grocery stores have cyclical sales, it's just a question of keeping track of what goes on sale when.. usually the same sale will come around again every 3-4 months.
So if toilet paper goes on sale and you can match the sale up with a coupon to bring the price down really low, then it is best to stock up and buy as many of that type of toilet paper that you can afford, so that you are buying low and it will last you until the next time it goes on sale again.
I've evolved as a couponing mama and feel I have learned a lot over the past 10 years. I used to cut out almost every single coupon I would find and put it in a binder with tabs, organizing the heck out out of my coupons.
I would get so many comments at the grocery stores I went to because I was constantly lugging around this enormous binder like a crazy person. This was when I had a lot more time on my hands but I still regret foolishly wasting so much time on that ridiculous binder.
When I started working from home, I had a lot less time on my hands and so I had to figure out how to be more efficient with the time that I had. I had someone introduce me to The Grocery Game and it was a huge help. Now, you don't have to use the Grocery Game to help you be a Couponing King or Queen, it makes life a lot easier but you can still do all this on your own. How?
1. Buy a Sunday newspaper... every week!!
Not only will all the coupon inserts be in the Sunday paper, you will also find the store circulars, which are necessary to see what sales are going on.
That way you can match the sales up to the coupons that you have... this is the secret to saving a lot of money with coupons. Match them up to the sales !
(otherwise, having a .25 coupon for toilet paper is not really gonna help you all that much.) But if the toilet paper (which is regularly 9.99) goes on sale for 6.99, then you go to a store that triples coupons (and some still do!) that .25 coupon is now worth .75 cents. That means the price of the toilet paper is now 6.24. But that's not all.
2. Sign up for your store's rewards programs.
Why? Because many of them will send you coupons for the items you buy the most. I get these coupons all the time and if they are "store" coupons you can double up . This means, you can use a store coupon, a manufacturer's coupon (that's the .25 coupon) and combine that with the sales price to save you even more money!
So, back to the example above, the toilet paper is at $6.24 but then I use my store coupon which I received for $1.00 off Charmin. Guess what? Now that price has gone down to $5.24. That is almost 50% off the original price of $9.99. Do this with other items in your shopping cart and now you have something going on!
(Just a little side note... yes, couponing takes time and planning you have to sit down with your circular and your coupons and figure out a "plan".
But it is worth it once you go to the checkout counter. If you don't have the time to come up with a plan, then I suggest you use companies like The Grocery Game because they do all the work for you and match up the sales to the available coupons so that all you have to do is clip the coupons they tell you to and take them to the store. Voila, done!)
Set aside a coupon basket or box and start storing your coupon inserts in that box.
Grab a marker and put that Sunday's date in large numbers on the front of the coupon insert for easy access. I'll explain why in a bit.
Now, grab the store circular for the week from the Sunday paper or go online to see the online store circular.
Circle the items that are on sale that you think you may have coupons for.
Find the coupons!
Now, here's the tricky part. Who has time to look through every insert to see if there is a coupon for toilet paper or mascara or diaepers? I certainly don't. And I'm betting you don't either.
There's a very simple solution and ladies and gentlemen, it is totally FREE.
There is a website named
It was put together by a coupon mama named Kathy Spencer.
She has done a great job with this site and I think you'll love it. Anyway, what Kathy has done is put together a coupon database where you can search for any product under the sun to see if there is a related coupon out there in the universe for it.
So say you are looking for a coupon for Charmin Toilet Paper.
All you have to do is go to: www.howtoshopforfree.net click on the "coupon database" tab and if a Charmin coupon exists, it will tell you where to find it. For example, if you do a search for toilet paper, it will tell you this right now: Cottonelle Toilet Paper SS insert 11/18/2012 .40/2 expires: 12/30/2012
That means you can find a coupon for Cottonelle Toilet Paper on the 11/18 "Smart Source" SUnday insert. It is for .40 cents off of 2 packages and it expires on 12/30/2012.
So if you see this product on sale in a store circular, that is prime time to use this coupon.
Another great website that you can use is: www.couponmom.com. She also gives some great tutorials on how to get started in the couponing world.
Still not convinced and think this will take too much of your time? Let me offer myself as an example! Believe me, I get being a busy mom and working full time.
That's why I gave up searching for the deals on my own a long time ago, I pay a service to just tell me where the deals are and which coupons to clip and I love it because it saves about 5 hours a week and 20-60% on my grocery bill weekly.
(And for those of you that think that couponing = eating junk, let me assure you that is the furthest thing from the truth, my family is on a very strict diet and so we mostly only buy fresh fruits, vegetables and meat but where I save a lot of money is on all the non food items that cost a fortune: toilet paper, deodorant, makeup, yes even clothes and shoes!)
I have included a couple of my receipts here for you to see and these aren't even my best shopping trips! (but this is just to show you what can be done with a little effort)
As, you may have guessed, the service that I use is The Grocery Game.
Right now, they are offering 4 weeks free and they will come up with shopping lists for you for up to 6 stores, these shopping lists are personalized to where you shop and will give you step by step video instructions on how to save from 20-60% off of your next shopping trip and this is free for the next four weeks, you do not have to stay with them and you will never have to pay a penny if you don't want to.
As well, they figure out the store cycles for you so you will know the best time to use your coupons and when to wait because there will be a better sale coming sometime in the future.
I don't know about you, but I think this is a perfect way to pick up everything you need for christmas at 20-60% off. The best part is that they make it so easy that you will not have to spend more than 20 minutes prepping your coupons for each store, that is an amazing time saver.
Some stores have stopped doubling or tripling coupons but that doesn't mean you won't save money. There are still plenty of stores that do double and triple coupons and for the ones that don't, you can still save a lot of money with careful planning and attention to the sales they offer.
There are now many online coupons that you can use. Simply go to coupon.com to check out the latest inventory of online coupons. Get premium coupons now in the Coupons.com Savings Club
Please note that there are some stores such as WalMart that do
not accept online coupons, so make sure to call the store you wish to use these online coupons at to make sure they will accept them.
May you save tons of money!
So, this Holiday, I am wishing you all a wonderful rest of the year and an amazing beginning to 2013! "See" you all next year!
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Best of luck to you all and "see" you next month!